About Our Firm
Experienced, reputable financial management.
Robert Kerman Financial Services, LLC has more than 25 years of experience in the financial services industry. We understand that your individual financial situation is unique, and deserves an equally unique and customized approach designed to put you on track to reaching your financial goals.
Because we are independent Financial Advisors, we have no obligation to sell proprietary products or services from any single investment company. This means that we can be openly selective in offering only those investment products and services that we believe are best suited to help meet the financial objectives and goals of our clients. This objectivity is a benefit of working with an independent financial services consultant. We offer you timely, unbiased investment advice, and promise to do so with the highest level of integrity and service.
Our broker dealer, First Allied Securities, Inc., is one of the leading full-service independent brokerage firms in the nation. With more than 950 registered representatives, 300 locations and over $20 billion in client assets, First Allied offers experienced, reputable and timely financial management with a contemporary, independent perspective.
Financial planning is a comprehensive process. The major steps of the financial planning process are:
*Establish goals and objectives
*Gather data
*Process and analyze the data
*Formulate a plan
*Implement the plan
*Monitor the plan
THE 13 WEALTH MANAGEMENT ISSUES
Our financial services practice works comprehensively with our clients and their family’s wealth management and wealth protection plans. We utilize a disciplined approach which concentrates on 13 Wealth Management Issues that we believe are important to discuss with our clients.
1. Investments
2. Insurance – Life, Long Term Care & Disability
3. Liabilities
4. Qualified Retirement Plans/IRA Distribution Plans
5. Stock Options
6. Business Succession Planning
7. Power(s) of Attorney at Incapacity/Health Care Proxy
8. Gifting to Children/Descendents
9. Charitable Gifting during Life
10. Titling of Assets
11. Selection of Executor(s)/Trustee(s)
12. Distribution Plan at Death to Spouse/Descendents
13. Charitable Inclinations at Death
Our practice has outstanding resources at our disposal to successfully assist us in helping you. Through our affiliation with First Allied Securities, Inc., we have direct access to people such as economists, chief financial strategists, and pension and Insurance experts.
Best of all, we deliver these services in a highly customized and personalized manner. We seek to use our experience and training to create long-term relationships that benefit our clients.
ROBERT KERMAN FINANCIAL SERVICES, LLC
. . . Planning to Meet Your Financial Needs . . .