Our Team Professional, courteous, and independent on your behalf.

Robert Kerman

RFC, CWS®

Robert Kerman is the President of Robert Kerman Financial Services, LLC, and is an Investment Advisor Representative. His goal is to help his clients focus on objectives, and then to use the most satisfactory mix of strategies and financial products to achieve the desired results.

Robert earned the RFC designation in 1987 from the International Association of Registered Financial Consultants (IARFC). Additionally he has passed a rigorous course of study to become a Certified Wealth Strategist®(CWS).

Robert is a member of the Financial Planning Association (FPA) where he served on the Boards of Directors of the FPA Chapter of the Greater Hudson Valley, serving Westchester & Rockland Counties in New York and Fairfield County, Connecticut, for ten years. The FPA is a professional organization dedicated to supporting the financial planning process in order to help people achieve their goals and dreams. With nearly 30,000 members nationwide, members of the FPA adhere to a code of ethics and continuing education in the interest of providing the highest level of professional service to their clients. Robert has also served on the Board of Directors of the International Association Of Financial Planners (IAFP).

As a contributing professional in Westchester County and New York City’s financial planning community, Robert is also a member of the American Economic Association, International Association of Registered Financial Consultants (IARFC), National Society of Accountants (NSA), National Association of Tax Professionals (NATP), and the New York/Connecticut Association of Tax Professionals.

Robert is married with four children: Brian, Jeffrey, Michelle and Sean. Robert’s wife, Cheryl, serves an Administrator in Robert’s First Allied Securities Branch Office.

Cheryl Kerman

Administrator

Cheryl holds a Bachelor of Science degree from Hunter College, a Master of Arts degree from C.W. Post and a Professional Diploma in Supervision and Administration from Fordham University. Cheryl worked in the New York City School System as a Case Manager & Team Leader of an SBST testing group consisting of Psychologists, Educational Evaluators & Social Workers for 30 years before retiring. Cheryl presently assists Robert as an Administrator at Robert Kerman Financial Services.

ROBERT KERMAN FINANCIAL SERVICES, LLC

. . . Planning to Meet Your Financial Needs.

Lori H. Russo

Client Relationship Manager

As Client Relationship Manager at Robert Kerman Financial Services, Lori works to foster client relations by making sure that there is an effective marketing and communications strategy in place. In this capacity she is responsible for all marketing materials, website development and oversees client communications. Lori holds a BA in Communications from the American University. She comes to Robert Kerman Financial services having served as a consultant for the Dannon Company and the Dannon Research Institute for the past twelve years. Prior to that, Lori was the Assistant Manager for Public Relations at Weight Watchers International and held positions at several New York City public relations agencies.

Carmen Espinosa

Investment and Insurance Sales Assistant

Carmen Espinosa serves an Investment and Insurance Assistant at Robert Kerman Financial Services. She comes to the firm with many years of experience working with LMB Advisors Group and most recently Group Consulting, Inc, a company specializing in group benefits.

Carmen resides in Carmel, New York with her husband John and their two children.