Our Team

Professional, courteous, and independent on your behalf.

• Robert Kerman

  RFC, CWS®

  Robert Kerman earned the RFC designation in 1987 from the IARFC (International Association of Registered Financial Consultants).

  He is a member of the FPA (Financial Planning Association). Robert served on the Boards of Directors of the FPA Chapter of the Greater Hudson Valley & the IAFP [International Association Of Financial Planners] for 10 years serving Westchester & Rockland Counties in New York State and Fairfield County in Connecticut. The FPA is a professional organization dedicated to supporting the financial planning process in order to help people achieve their goals and dreams. The 28,000 members nationwide, of the FPA, adhere to a code of ethics and continuing education in the interest of providing the highest level of professional service to their clients.

  As a contributing professional in Westchester County and New York City's financial planning community, Robert Kerman is a member of the American Economic Association, International Association of Registered Financial Consultants (IARFC), National Society of Accountants (NSA), National Association of Tax Professionals (NATP), and the New York/Connecticut Association of Tax Professionals.

  Robert is married with four children: Brian, Jeffrey, Michelle and Sean. Robert's wife, Cheryl, worked in the New York City School System as a Case Manager & Team Leader of an SBST testing group consisting of Psychologists, Educational Evaluators & Social Workers. Cheryl presently assists Robert as an Administrator in Robert's First Allied Securities Branch Office.

  Robert Kerman is a Professional Investment Advisor Repesentative. His goal is to help his clients focus on objectives, and then to use the most satisfactory mix of strategies and financial products to achieve the desired results.

• Jeffrey A. Kerman

  J.D., CWS®

  Jeffrey A. Kerman, was an estate planning, elder law, tax and securities arbitration attorney in Westchester County, NY. After eleven years of post-college work in the business community, including participation in several Fortune 150 Company Training Programs, Mr. Kerman decided to pursue a law career. Mr. Kerman is a J.D. and Environmental Law program graduate of Pace University School of Law and he received his Bachelor's Degree in Business Management with a concentration in Marketing from Binghamton University. He is admitted to the bar in both New York and Connecticut.

  The law firm Jeffrey worked with was known for providing solutions offering peace of mind to clients by helping them to protect their assets from estate taxation and nursing home costs without their having to surrender their independence and control. Mr. Kerman strives to make people comfortable with the estate and elder law planning process, helps individuals understand the law, and works towards providing Senior Citizens with effective control over their assets while simultaneously enabling them to achieve their estate planning and asset protection goals.

  Mr. Kerman has experience in all aspects of estate planning from the simple to the complex, including the preparation of wills, trusts, health care proxies, durable powers of attorney, credit shelter trusts (CSTs), revocable trusts, qualified personal residence trusts (QPRTs), grantor retained annuity trusts (GRATs), supplemental (special) needs trusts, generation skipping trusts and buy-sell agreements. He also engages in family business succession planning and has experience in handling the administration and probate of estates.

  Mr. Kerman's objectives are to plan for the minimization and elimination of a family's estate tax exposure, to protect families from losing their assets to pay for nursing home and Medicaid costs, and to provide members of the elder generation with control over their assets while simultaneously protecting such assets for future generations.

  Mr. Kerman's elder law practice included the preparation of asset protection trusts, planning for long-term care needs, ensuring that senior citizens' residences and other assets were protected from nursing home costs, and the preparation of Medicaid applications. Their goal was to protect and preserve a family's assets while enabling family members to qualify for government assistance for their nursing home and other long-term care costs. In addition, he has worked to recover investment losses for clients who are elderly or retired, as well as for clients who lack investment experience, and who were placed, without their full understanding of the risks, in unsuitable investments.

  Mr. Kerman has lectured on Preserving Family Assets: Avoiding Estate Taxes & Nursing Home Costs for various continuing education programs. Mr. Kerman is the author of "The New Model Rules Changes and their Effects on the Practicing Attorney in New York," which was published in the Spring/Summer 2004 edition of the Westchester County Bar Journal. He is a member of the Westchester County Bar Association, the Westchester Women's Bar Association, the New York State Bar Association (NYSBA), and the American Bar Association (ABA).

  Mr. Kerman's educational and professional endeavors in the business world augment his perspective and understanding of the law and how it is applied for the benefit of the firm's clients.

  Mr. Kerman is currently a Financial Advisor & Wealth Manager with Robert Kerman in Westchester County, NY. He looks forward to utilizing sophisticated financial, legal and insurance planning techniques for his clients' benefit and he can be reached at (914) 232-4589.

• Suzanne Keiling

  Administrator

  Suzanne Keiling comes to the Robert Kerman group from the underwriting department of The Chubb Insurance organization. As an administrative assistant, Suzy is responsible for all phases of the firm's information processing and client services. She resides in Yorktown Heights with her husband Michael and their two children Timmy and Katie.

• Cheryl Kerman

  Administrator

  Robert's wife, Cheryl has a Bachelor of Science degree - Hunter College, Master of Arts degree - CW Post and Professional Diploma in Supervision and Administration - Fordham University. Cheryl worked in the New York City School System as a Case Manager & Team Leader of an SBST testing group consisting of Psychologists, Educational Evaluators & Social Workers. Cheryl presently assists Robert as an Administrator in Robert's First Allied Securities Branch Office.

  ROBERT KERMAN FINANCIAL SERVICES, LLC

  . . . Planning to Meet Your Financial Needs.